Sharing consumer data
Sharing your customers data allows Credible to prequalify and evaluate the financial product offers that the individual may be prequalified for. Credible relies on a consistent data sharing structure with consistent validation rules for each individual data field. This section outlines the validation requirements for our objects, which appear consistently across multilple endpoints. For example a borrowerscontact object will include the exact same fields (name, address, etc) whether you are making a request for a personal loan or a student loan.
Product-type differences
Importantly, two different product types (for example Personal Loans and Student Loans) may require different subsets of consumer data.Review the data share spec that matches your desired product type. API endpoint docs also call out which objects are required. This section should be used as a reference to understand their exact definition.