What is Credible?
Credible provides an end-to-end integration platform that empowers business partners to offer a wide range of consumer finance products to their customers. We remove the most challenging barriers to entry for our partners to stand up and offer product marketplaces to their customers by taking care of:- Regulatory Compliance - handling financial regulations and CFPB requirements such as adverse action and consent collection.
- Eligibility and Underwriting - automated risk and credit-worthiness evaluation for each borrower, and eligibility filtering to determine prequalification results.
- Supply — Credible continually expands its marketplace supply partnerships across all product verticals, maximizing users’ chances of being matched with offerings spanning the entire spectrum of creditworthiness.
- Integration Fit - By offering a library of integrations that cover the spectrum from embeddable hosted solutions, to platform API integrations, we ensure your use case is covered.
Our Product Verticals
Credible offers product marketplaces and integration offerings in each of the following consumer finance verticals:- Personal Loans
- Student Loans
- Insurance
How it works
- Collect and Share applicant Data to our protected endpoints
- Receive applicant results and present back to your customers
- Track your integration performance with comprehensive analytics
Get Started!
Ready to launch your new consumer finance marketplace? Lets get started.- First, review the Authentication page to get a valid credential for authenticated API usage.
- Second, review the Products section to select a product type and integration type that is right for your use case using our guides
- Third, review the Data Share section to understand the expected structure for lead applicant data sharing.
- Last, head to the API section and start testing (you can find the set of relevant endpoints for your integration called out in the Product section).